Unoccupied Home Insurance

The Home of Unoccupied Property Insurance

 

Unoccupied home insurance is what we excel at did you know we have insured properties that have been vacant for 1 week to 10 years. We have three levels of cover Bronze, Silver and Gold which means we can provide cover that suits your budget and circumstances.

Also if your property is let then becomes unoccupied or is unoccupied and becomes let we can make a simple alteration to the existing policy.

Bronze

  • Fire, Lightning, Earthquake, Explosion
  • Aircraft and other flying devices.
  • £5,000,000 Property Owners Liability . 
  • £100 excess.

Silver

  • Fire, Lightning, Earthquake, Explosion
  • Aircraft and other flying devices.
  • Storm, Flood or Weight of Snow.
  • £5,000,000 Property Owners Liability .
  • Subsidence
  • Falling trees, telegraph poles or lamp posts
  • £100 excess.

Gold

  • Fire, Lightning, Earthquake, Explosion
  • Aircraft and other flying devices.
  • Storm, Flood or Weight of Snow.
  • £5,000,000 Property Owners Liability .
  • Subsidence
  • Falling trees,
  • telegraph poles or lamp posts
  • Escape of Water
  • Theft
  • Accidental damage to buildings
  • Malicious Damage
  • Riots, Strikes, Violent Disorder, Civil Commotion
  • £100 excess.

Is the Cover For Me?

If your residential property is unoccupied undergoing refurbishment (from a new coat of paint to a new extension) to be let to a tenant or to be sold we can provide cover for you. We wont be able to cover an unoccupied property that is under a compulsory purchase order or to be demolished.

What Cover is Available?

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What Is Covered?

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01633 838976

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