We offer both buildings insurance and contents insurance. In addition to our standard cover, we provide optional policy features which you can add to your policy for an additional cost. This way you can tailor the cover to suit your particular needs and budget.
The information below outlines the main features of our home insurance policy so you can compare at a glance our standard cover limits and our optional policy features.
Fire, theft, flood, etc
The policy provides cover as standard for damage to your property from the following eventualities:
Home contents - with 'new for old' replacement
Cover is provided on a “new for old” basis (excluding clothing and linen), which means that for claims which are covered under the policy terms and conditions, we may choose to settle by one of the following methods:
Accidental Damage Cover
There are two level of accidental damage cover available:
For buildings this covers accidental damage to any fixed glass, sanitary fittings or service pipes and cables. For example, accidentally breaking your hand basin.
For buildings this extends the limited cover outlined above to cover accidental damage to the rest of the building. For example, ingress of water.
The cover as outlined above is free for all Professional (working/employed) and student tenancy's and available to purchase at an extra cost for D.S.S tenants