Unoccupied Home Insurance

Full Policy Benefits

Specialist, flexible and affordable insurance designed specifically for people who let out a property

Overview of Benefits

We offer both buildings insurance and contents insurance. In addition to our standard cover, we provide optional policy features which you can add to your policy for an additional cost. This way you can tailor the cover to suit your particular needs and budget.

The information below outlines the main features of our home insurance policy so you can compare at a glance our standard cover limits and our optional policy features. 

Standard Policy Features

Fire, theft, flood, etc

Our policy provides multiple levels of cover for damage to your property from the following eventualities, we can provide you for a quotation for each cover.

Bronze

  • Fire, Lightning, Earthquake, Explosion
  • Aircraft and other flying devices.
  • £5,000,000 Property Owners Liability .
  • £100 excess.

Silver

  • Fire, Lightning, Earthquake, Explosion
  • Aircraft and other flying devices.
  • Storm, Flood or Weight of Snow.
  • £5,000,000 Property Owners Liability .
  • Subsidence
  • Falling trees, telegraph poles or lamp posts
  • £100 excess.

Gold

  • Fire, Lightning, Earthquake, Explosion
  • Aircraft and other flying devices.
  • Storm, Flood or Weight of Snow.
  • £5,000,000 Property Owners Liability .
  • Subsidence
  • Falling trees,
  • telegraph poles or lamp posts
  • Escape of Water
  • Theft
  • Accidental damage to buildings
  • Malicious Damage
  • Riots, Strikes, Violent Disorder, Civil Commotion
  • £100 excess.

Home contents - with 'new for old' replacement

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01633 838976

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0345 475 3455

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